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Rhode Island Senate Passes the Nation's Only 85% Total Loss Threshold Bill
Taleah McGuire

By Taleah McGuire

Jun 5, 2026

8 min read

Rhode Island Senate Passes the Nation's Only 85% Total Loss Threshold Bill

Rhode Island would become the only state in the country with an 85% total loss threshold if a bill that cleared the state Senate this week is signed into law. Repairer Driven News reported Wednesday that the Rhode Island Senate passed SB 3115 by a 33-5 vote, a margin that signals strong legislative support even as insurance industry groups warn...

Pennsylvania Forces GEICO to Overhaul AI Underwriting After Covert Policy Cancellation
Taleah McGuire

By Taleah McGuire

Jun 5, 2026

9 min read

Pennsylvania Forces GEICO to Overhaul AI Underwriting After Covert Policy Cancellation

A Philadelphia driver kept driving, fully convinced she was covered, until a complaint to the Pennsylvania Attorney General revealed GEICO's AI tool had already cancelled her policy. That single complaint triggered a statewide enforcement action that legal analysts at Clark Hill say should be read as a turning point for AI insurance underwriting...

Charlotte Fraud Case Proves Insurance Lies Raise Every Driver's Premium
Cassidy Richey

By Cassidy Richey

Jun 4, 2026

7 min read

Charlotte Fraud Case Proves Insurance Lies Raise Every Driver's Premium

Most drivers assume fraud only hurts the insurer, but North Carolina's Insurance Commissioner says it lands squarely in your wallet. WCNC reports that Charlotte resident Dominick Shevonta Phifer, 34, now faces two felony charges after allegedly buying an auto insurance policy weeks after a crash and then claiming the wreck happened after the...

Kim Leads California Insurance Commissioner Race With 23.65% in Primary
Taleah McGuire

By Taleah McGuire

Jun 4, 2026

6 min read

Kim Leads California Insurance Commissioner Race With 23.65% in Primary

State Senator Ben Allen was running second to Jane Kim in a pivotal three-way battle that will determine who controls California's auto and home insurance rates for years to come. With 54% of expected votes counted, NBC Los Angeles reports that Democratic former San Francisco City Supervisor Jane Kim held the lead with 23.65%, trailed closely by...

Florida Auto Insurance Rates Drop After 2023 Reforms Take Hold
Taleah McGuire

By Taleah McGuire

Jun 4, 2026

7 min read

Florida Auto Insurance Rates Drop After 2023 Reforms Take Hold

For the first time in years, Florida drivers are opening their renewal notices and finding something unexpected: lower premiums. According to WWSB (mysuncoast.com), Florida's auto insurance market is stabilizing following landmark 2023 legislative reforms, producing rate decreases that are reaching drivers across the state.

Texas Holds Landmark Hearing on Mandatory Auto Insurance Appraisal Rights
Taleah McGuire

By Taleah McGuire

Jun 3, 2026

10 min read

Texas Holds Landmark Hearing on Mandatory Auto Insurance Appraisal Rights

While most auto insurance disputes quietly resolve with a take-it-or-leave-it offer from your carrier, Texas is now moving to guarantee every policyholder a formal, mandatory path to fight back. On Tuesday, the Texas Department of Insurance (TDI) convened a public hearing on its proposed implementation rules for SB 458, the state's new...

8 Car Insurance Savings Tips That Can Cut Your Bill by $2,000
Aaren Ramon

By Aaren Ramon

Jun 3, 2026

8 min read

8 Car Insurance Savings Tips That Can Cut Your Bill by $2,000

Most drivers assume their car insurance bill is fixed, but the gap between what you pay now and what you could pay is often hundreds of dollars a year. WRAL.com recently reported that the average driver now pays nearly $2,700 a year for car insurance, and that smarter shopping can make a real difference.

Auto Insurance Rate Hikes Fell From 9.7% to 3.7%, But Not Everywhere
Brooke Grissom

By Brooke Grissom

Jun 3, 2026

7 min read

Auto Insurance Rate Hikes Fell From 9.7% to 3.7%, But Not Everywhere

Auto insurance rate increases slowing to 3.7% in 2025, down from 9.7% in 2024, marks one of the sharpest single-year decelerations the industry has recorded in recent memory. That finding comes from a new AM Best report covered by PropertyCasualty360, which analyzed state insurance rate filings and found that approved premium increases for both...

State Farm Rewrites Agent Contracts as AI Strategy Takes Shape
Brooke Grissom

By Brooke Grissom

Jun 2, 2026

6 min read

State Farm Rewrites Agent Contracts as AI Strategy Takes Shape

State Farm agent contract changes cut health benefits and reshape pay as the insurer pushes AI-driven distribution. Here's what policyholders need to know.

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