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8 Car Insurance Savings Tips That Can Cut Your Bill by $2,000
Aaren Ramon

By Aaren Ramon

Jun 3, 2026

8 min read

8 Car Insurance Savings Tips That Can Cut Your Bill by $2,000

Most drivers assume their car insurance bill is fixed, but the gap between what you pay now and what you could pay is often hundreds of dollars a year. WRAL.com recently reported that the average driver now pays nearly $2,700 a year for car insurance, and that smarter shopping can make a real difference.

Auto Insurance Rate Hikes Fell From 9.7% to 3.7%, But Not Everywhere
Brooke Grissom

By Brooke Grissom

Jun 3, 2026

7 min read

Auto Insurance Rate Hikes Fell From 9.7% to 3.7%, But Not Everywhere

Auto insurance rate increases slowing to 3.7% in 2025, down from 9.7% in 2024, marks one of the sharpest single-year decelerations the industry has recorded in recent memory. That finding comes from a new AM Best report covered by PropertyCasualty360, which analyzed state insurance rate filings and found that approved premium increases for both...

State Farm Rewrites Agent Contracts as AI Strategy Takes Shape
Brooke Grissom

By Brooke Grissom

Jun 2, 2026

6 min read

State Farm Rewrites Agent Contracts as AI Strategy Takes Shape

State Farm agent contract changes cut health benefits and reshape pay as the insurer pushes AI-driven distribution. Here's what policyholders need to know.

COUNTRY Financial Slashes Auto Rates Across 11 States as Claims Costs Fall
Brooke Grissom

By Brooke Grissom

Jun 2, 2026

6 min read

COUNTRY Financial Slashes Auto Rates Across 11 States as Claims Costs Fall

COUNTRY Financial auto rate cuts reach 11 states with reductions up to 10%, but tariff-driven repair costs could reverse the relief by late 2026.

Illinois Rewrites Auto and Home Insurance Rate Rules for 2027
Taleah McGuire

By Taleah McGuire

Jun 1, 2026

6 min read

Illinois Rewrites Auto and Home Insurance Rate Rules for 2027

Illinois auto insurance rate regulation just changed: SB 714 and HB 4273 ban excessive premiums and require 30-60 days notice before rate hikes over 10%.

Is Low-Mileage Car Insurance Actually Worth It for Drivers Under 10,000 Miles?
Cassidy Richey

By Cassidy Richey

Jun 1, 2026

6 min read

Is Low-Mileage Car Insurance Actually Worth It for Drivers Under 10,000 Miles?

Learn how low-mileage car insurance works, which insurers offer the best pay-per-mile and telematics options, and whether switching can save you money.

New York Auto Insurance Rates Are Finally Headed Down, Here's What Changed
Taleah McGuire

By Taleah McGuire

May 30, 2026

7 min read

New York Auto Insurance Rates Are Finally Headed Down, Here's What Changed

New York auto insurance rates may drop 10% after 2026 budget reforms ban ZIP code pricing and cap insurer profits. See what changes and when.

Pay-As-You-Go Car Insurance: What the Promise Gets Right, and Where It Gets Expensive
Aaren Ramon

By Aaren Ramon

May 30, 2026

7 min read

Pay-As-You-Go Car Insurance: What the Promise Gets Right, and Where It Gets Expensive

Pay-as-you-go car insurance can save low-mileage drivers money, but telematics algorithms penalize night driving and defensive braking. Learn who wins and who pays more.

Telematics Auto Insurance Is Rewriting the Rules, and One Number Proves It
Brooke Grissom

By Brooke Grissom

May 30, 2026

8 min read

Telematics Auto Insurance Is Rewriting the Rules, and One Number Proves It

Telematics auto insurance is reshaping how carriers price risk. See how Progressive's 18-year data lead drives an 86.4% combined ratio and what it means for your premium.

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