SaveMaxAuto | News
The latest on premium shifts, new regulations, and what they mean for your wallet.
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By Brooke Grissom
•Jun 3, 2026
•7 min read
Auto Insurance Rate Hikes Fell From 9.7% to 3.7%, But Not Everywhere
Auto insurance rate increases slowing to 3.7% in 2025, down from 9.7% in 2024, marks one of the sharpest single-year decelerations the industry has recorded in recent memory. That finding comes from a new AM Best report covered by PropertyCasualty360, which analyzed state insurance rate filings and found that approved premium increases for both...
By Brooke Grissom
•Jun 2, 2026
•6 min read
State Farm Rewrites Agent Contracts as AI Strategy Takes Shape
State Farm agent contract changes cut health benefits and reshape pay as the insurer pushes AI-driven distribution. Here's what policyholders need to know.
By Brooke Grissom
•Jun 2, 2026
•6 min read
COUNTRY Financial Slashes Auto Rates Across 11 States as Claims Costs Fall
COUNTRY Financial auto rate cuts reach 11 states with reductions up to 10%, but tariff-driven repair costs could reverse the relief by late 2026.
By Taleah McGuire
•Jun 1, 2026
•6 min read
Illinois Rewrites Auto and Home Insurance Rate Rules for 2027
Illinois auto insurance rate regulation just changed: SB 714 and HB 4273 ban excessive premiums and require 30-60 days notice before rate hikes over 10%.
By Cassidy Richey
•Jun 1, 2026
•6 min read
Is Low-Mileage Car Insurance Actually Worth It for Drivers Under 10,000 Miles?
Learn how low-mileage car insurance works, which insurers offer the best pay-per-mile and telematics options, and whether switching can save you money.
By Taleah McGuire
•May 30, 2026
•7 min read
New York Auto Insurance Rates Are Finally Headed Down, Here's What Changed
New York auto insurance rates may drop 10% after 2026 budget reforms ban ZIP code pricing and cap insurer profits. See what changes and when.
By Aaren Ramon
•May 30, 2026
•7 min read
Pay-As-You-Go Car Insurance: What the Promise Gets Right, and Where It Gets Expensive
Pay-as-you-go car insurance can save low-mileage drivers money, but telematics algorithms penalize night driving and defensive braking. Learn who wins and who pays more.
By Brooke Grissom
•May 30, 2026
•8 min read
Telematics Auto Insurance Is Rewriting the Rules, and One Number Proves It
Telematics auto insurance is reshaping how carriers price risk. See how Progressive's 18-year data lead drives an 86.4% combined ratio and what it means for your premium.
By Kyle Greenwood
•May 30, 2026
•7 min read
Hochul Signs New York Auto Insurance Reform Targeting $4,000 Annual Premiums
New York auto insurance reform signed into law targets staged crashes, litigation abuse, and banned rating factors to reduce the state's $4,000 average premium.
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