Great
Enter Zip Code. Tell Us What You Drive. Get Quotes in less than 2 Minutes!
Instant, side-by-side comparison from top carriers.
Secured with SHA-256 Encryption
Save time. Save money.
Save MAX!
Get personalized quote in 5 minutes from top-rated providers.
Unbiased Rankings
Based on real customer experiences
Trusted Providers
Top carriers. Real quotes. Clear choices
Privacy First
Your info stays protected. No spam
Glossary
Coverage that protects
what matters most
From liability to full protection, we help you
choose the right plan to keep you covered on the road.
Bodily Injury
When other people are injured in a collision involving your vehicle - including passengers who are not related to you - their medical expenses are covered by the bodily injury liability portion of your auto insurance.
Collision
Damage resulting from a collision with another vehicle or a stationary object. For vehicles with an outstanding loan, replacement coverage is recommended to protect against financial loss.
Comprehensive
This component of the insurance policy covers repair or replacement costs if the car is stolen or damaged due to natural events. It also provides coverage for a rental car for the entire duration of your rental period.
Food Delivery Insurance
If you're a delivery driver, your personal auto insurance typically won't cover you while you're on the job.
Guaranteed Auto Protection
GAP insurance covers the difference between what you owe on your car loan and the car's actual value if it's totaled or stolen.
Liability
Every state requires that licensed vehicles carry at least the minimum amount of liability insurance. However, higher liability limits are often recommended to protect against potential lawsuits that may exceed the state-mandated minimums.
Med Pay
This coverage pays for medical expenses incurred by you and your immediate family in the event of an automobile accident. If you already have health insurance, this coverage may be redundant.
Non-Owner Insurance
Non-owner auto insurance is a type of liability coverage that protects a business from legal claims when employees use personal vehicles for company-related activities.
Parts & Equipment
Customized Parts and Equipment Coverage protects aftermarket or modified parts that were not installed by the original manufacturer.
Property
Liability coverage includes damage to public or private property belonging to others. However, it does not cover your own personal property.
Rideshare Insurance
Personal auto policies often don’t provide full coverage while driving for services like Uber or Lyft. Rideshare insurance helps fill coverage gaps so you’re protected both on and off the clock.
Roadside Assistance
A breakdown service that is designed to help in cases when your vehicle breaks down while driving. It covers the most common roadside incidents like flat tires, dead batteries, empty tanks, and lockouts. If the roadside breakdown is too complex to be fixed right away, the service provides towing to a local repair shop.
Umbrella Insurance
Get an extra layer of liability protection beyond the limits of your auto, home, or other insurance policies. Umbrella insurance helps safeguard your assets from large claims and unexpected lawsuits.
Uninsured / Underinsured Motorist Coverage
Protect yourself if you’re involved in an accident with a driver who has little or no insurance. This coverage helps pay for medical expenses, lost wages, and other damages when the at-fault driver’s policy isn’t enough.
Usage-Based Insurance
Pay based on how much and how safely you drive. If you drive less than average or have good driving habits, usage-based insurance can help lower your monthly premium.
Compare top insurance rates in seconds
Secured with SHA-256 Encryption
Car Factors
How car type affects insurance costs
Insurers price each car based on risk, claims data, and driver behavior.
Sedan
Four-door sedans often have lower insurance rates, making them a top choice for executives. Insurers know these cars attract more responsible drivers, leading to fewer claims.
Sports Car
Sports cars often cost more to insure due to higher theft rates, greater collision damage, and riskier driving behavior. Their high replacement cost also drives premiums up.
SUV
SUVs often benefit from high safety ratings, which can lower premiums. However, some models may cost more to insure due to higher risks of property damage and injury from their typical use.
Pickup Truck
Pickups are used for a wide range of tasks, increasing the risk of damage or injury. Insurers often ask how they’ll be used, and some models have high theft rates that raise premiums.
Hybrid
Insurers are cautious about hybrids due to battery fire risks in crashes, but companies like Farmers and Travelers offer a 10% discount for hybrid drivers.
Additional Vehicle
Insurance Considerations
Purchase
Price
Safety
Features
Anti-Theft
Devices
