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How Much Does Gap Insurance Cost? A Complete Pricing Guide

costs

Kyle Greenwood

By Kyle Greenwood

•

Mar 19, 2026

•

12 min read

How Much Does Gap Insurance Cost? A Complete Pricing Guide

Gap insurance typically costs $20–$100 per year through an insurer versus $400–$700 one-time at a dealership. Here’s how to compare options and avoid overpaying.

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